Kredivo

Kredivo is a leading digital credit platform in Indonesia and Vietnam, offering instant credit, buy-now-pay-later, and personal loans through its mobile app. Backed by major investors including Mizuho Financial Group, Kredivo uses AI-based underwriting to provide credit decisions in seconds to consumers who may lack formal credit histories.

Kredivo's expansion from Indonesia to Vietnam signals the scalability of digital credit models across Southeast Asia's rapidly growing consumer economies.